ResourcesPayment Calculator
SBA 7(a) Payment Calculator
Slide the loan amount to see what a monthly payment, total payback, and interest look like for both Credit-Based (decisions in hours) and Traditional (best rate) SBA 7(a) programs. Numbers update live — nothing to sign in for.
Estimate your payment
See your monthly payment.
Drag the slider. We'll show your estimated payment using the SBA maximum spread off WSJ Prime (7.00%). Real rates often run lower.
Credit-Based SBA
Prime (7.00%) + 4.50% = 11.50% APR maximum. Many lenders price under the cap based on your file.
Estimated monthly payment
$1,406
at 11.50% APR over a 10-year SBA term
Total repaid$168,715
Total interest$68,715
Illustrative only. Not a commitment to lend. Final terms set by funding bank at closing.