SBA 7(a) explained without the jargon. The math behind DSCR, factor rates, and APR. Industry guides for the businesses that ask us the most questions. Anonymized case studies of real placements. We're building this out one topic at a time — the goal is the SBA-borrower's desk reference.
Plain-language explainers, lender-policy shifts, rate movement, and what we're seeing in the deal queue. The articles we wish we'd had when we started — and the ones we write each week as the SBA landscape moves.
Read the latest articlesFree, no-signup, no-email tools. DSCR calculator. Loan payment calculator with Credit-Based vs Traditional comparison. Factor-rate to APR converter. SBA guarantee-fee estimator.
Try the payment calculatorWhat SBA looks like for restaurants, HVAC contractors, physical therapy practices, franchises, professional services, e-commerce, and trades. Real placements, real banks, real terms.
Anonymized placements — actual amounts, actual terms, actual timelines. The HVAC acquisition that closed in 32 days. The PT practice that cut $11,440/mo of cash-advance debt. What we packaged, why that bank funded it.
Inline FAQ within every topic page — no dead-end /faq dump. The questions answered next to the content they relate to. The honest version of every "is SBA right for me?" conversation.
See the rates & fees FAQDSCR, LTV, APR, factor rate, debt service, guaranty fee, packaging, P&L stabilization, owner-occupied, partial buyout. The terms your bank uses, defined the way they actually mean.
We're building this out from what borrowers actually ask. Send us the question and we'll write the answer.
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