Through our curated network of national and regional banks, and deep insight into what each lender looks for, we match your business with the right partner the first time. Faster approvals, fewer roadblocks, and no impact to your credit score when you apply.
Why an SBA Loan?
SBA loans offer favorable terms and high approval odds, due to the government's subsidization of a portion of the loan, making it easier for small businesses to receive cost-advantaged funding. SBA guidelines are always changing, so even if you've been previously declined or unqualified, you might now.
Evan was able to arrange our SBA loan in 2 weeks. The SBA did ask for more documents than I initially expected but Evan was very good about keeping the communication throughout the process.
Sean A
Home Builder - Steam Boat Springs, CO
Irving Fund has been an asset to my firm. Scott has helped me arrange several loans over the year from equipment financing to SBA and LOC. He is always upfront and sees the value in long term relationships. He gives me a fair deal each time.
Juan S
Transportation Business - Sarasota, FL
Working with Evan and Irving Fund was a great experience. After speaking with several companies Evan helped us get an SBA Bolt loan. It seemed like the other lenders were looking to push other more expensive products, while Evan went the extra mile to make sure we received the best loan we qualified for.
Joan W
Home Health Care Business - Knoxville, TN
Scott helped me set up a line of credit the same day. The rates and terms were as advertised and we can control the line whenever we have a need. It was a very easy, no nonsense process.
Bert D
Marketing Agency - Piedmont, CA
Thank you Irving Fund for getting me a line of credit instead of one of those weekly payment loans!
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The DOGE-Inspired SBA Shake-Up: Why It Just Got Harder — and More Important — to Work with Pros
You Have Questions. We Have Answers.
Will there be a hard credit check?
We will only do a soft pull to place you with your bank. A small portion banks still do a hard pull at the time of funding but you will be notified if your bank requires a hard pull in advance.
How long until the money is in my account?
The time for funding varies on the program, but we have SBA options that can fund in as little as 10 days.
What if I’ve been previously declined?
You may still qualify for an SBA loan; banks now approve applicants based on credit, not just cash flow.
Irving Fund is not a bank or an authorized SBA vendor. We partner with a number of banks to facilitate SBA financing for our clients. Irving Fund does not perform a hard credit pull at any point in our process, for SBA LOANS a hard pull may be required at the time of funding. You will be notified in advance of this taking place. Rates shown vary based on product, credit determination, state law/minimum loan amounts and lender criteria. Not all applicants will qualify for financing, all loans are subject to credit review and lender approval. We provide business financing through a network of third-party banks and funding providers.
